StiplineLead to funded.
Stipline works every credit-app lead the minute it lands and keeps working it for months: texts, emails, phone calls, lender follow-up and stips, until the deal is funded or the customer says stop.
Built by a working dealership finance manager, for finance and BDC teams.
Credit-app leads don't die from bad credit. They die from slow follow-up.
A customer who fills out a credit application is ready to talk today. Most stores answer late, stop after a call or two, and lose the deal to whoever called back first.
Slow first touch
Leads that land after hours or on a busy Saturday wait until someone gets free. By then the customer has applied somewhere else.
Follow-up that quits
Most credit-app buyers need many touches over weeks. A busy desk stops after the first few, and the lead goes quiet for good.
Stips stall funding
Approved deals sit waiting on a pay stub, proof of residence or references. Every day a deal sits unfunded puts the deal and the bank relationship at risk.
One system that works the whole funnel, not one slice of it.
Stipline works inside your store's CRM and phone line, then handles the repetitive follow-up so your finance and sales people can spend their time closing.
Fast text and email
New credit-app leads get a personal, easy-to-answer first message, then steady follow-up for months, not days. Texts go only to customers who opted in, and STOP is always honored.
AI calling assistant
A natural-sounding calling assistant that says it's a virtual assistant up front, reads the lead's history before it dials, answers common questions, and hands the call to your team or sets a callback. English or Spanish.
Credit and lender workflow
Keeps the deal moving between the customer, your desk and your lenders, with clear next steps so nothing waits on someone remembering.
Stips and funding tracking
Tracks what each deal still needs, reminds customers to send it, and follows the deal until it's funded.
Daily reports
A morning game plan and an end-of-shift report: who was contacted, who replied, who's coming in and which deals are stuck.
Stores that buy or generate credit-app leads and can't work them all fast enough.
If your finance office is closing deals while new applications sit unanswered, Stipline was built for you.
- Franchise and independent dealers with steady credit-app and subprime lead volume.
- Finance and F&I managers who want every application worked, not just the easy ones.
- BDC and internet managers with thin or changing staff.
- Dealer groups that want the same follow-up standard at every rooftop.
- Buy-here-pay-here lots where speed to the customer decides the deal.
What we've done so far, updated automatically.
These are running totals from our pilot at one franchise dealership, pulled straight from our call log and lead tracker. We're just getting started, so the numbers are small and honest. Totals only: no customer names, numbers or deal details ever appear here.
Calling assistant since launch Nov 1, 2026
Calls placed
Leads called
Voicemails left
Live conversations
Callbacks set
Inbound calls answered
Minutes on the phone
Credit-app lead follow-up pilot since Oct 1, 2026
Credit-app leads handled
Texts sent
Emails sent
Leads who replied*
Appointments set
Lead spend vs. gross credit-app leads since Oct 1, 2026
Spent on leads
Net gross after packs and costs**
Gross back per $1 spent on leads
* Any reply, including people who asked us to stop. ** Gross shown after packs and costs; deals closed by the store's team. Gross counts the 5 pilot-lead deals with a booked gross figure as of Nov 1, 2026; lead spend is every pilot lead bought at the contract price.
Priced per store, built around your lead volume.
Every store's lead flow is different, so we set up a short call, look at your volume and tools, and give you a straight quote. We're taking on a small number of founding dealers.
Book a demo- Setup inside your CRM, with a dedicated phone line
- Texting, email and calling in one place
- English and Spanish
- Daily reports for your managers
- A real person to call when you need one
Questions dealers ask.
Does the calling assistant pretend to be a person?
No. It says it's a virtual assistant for your store at the start of every call, never claims to be human, and offers to get one of your people on the line whenever the customer wants.
What about consent and calling rules?
Stipline is designed around consent-based contact: it only reaches out to leads your store has permission to contact, keeps to calling hours, and honors STOP and do-not-call requests right away. Your store owns the lead and its consent language, and we'll review that language with you during setup. Talk to your own counsel about your obligations.
Does it make credit decisions or quote payments?
No. Stipline never approves, declines or quotes terms. Credit decisions stay with your finance office and your lenders.
Which CRMs do you work with?
Our pilot runs on DriveCentric. If your store uses something else, tell us in the form below and we'll confirm fit on the demo call.
How is customer data protected?
Customer data stays tied to your store, is used only to work your leads, and is never sold. We keep sensitive credit details out of conversations and can walk your team through our security practices.
How long does setup take?
It depends on your tools and lead sources. We'll give you a timeline on the demo call.
Does it speak Spanish?
Yes. The calling assistant can switch to Spanish, and texts and emails can go out in Spanish.
Where do the live results come from?
From our own call log and lead tracker at our pilot store, rebuilt automatically. We publish totals only, never customer details, and we don't round up or estimate.
Hear it work a lead.
On the demo we'll walk a sample lead through Stipline: the first text, a call to your own phone, and the report your managers would see. It uses a made-up test lead, never real customer data.
Prefer email? Write to [email protected].